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The Float

Resources

The reference shelf behind the weekly letter: guides we keep current, the vocabulary of getting paid, the payment rules in your state, and tools that do the arithmetic. All of it is general information, written for the owner who signs the checks.

Guides by industry

Evergreen pieces on the cash gap in each trade: where it comes from, how to measure it, and what owners do about it.

Glossary

33 terms from the paperwork of getting paid, each in plain English with the trades it applies to.

Browse the full glossary A to Z

State rules

Retainage limits and prompt-payment deadlines for construction, state by state, described in general terms with the official source to check.

See all states covered

Tools

Free calculators that do the float arithmetic for you: days to payment, the cost of waiting, and what a job or a truck really ties up.

Open the tools

Every tool runs in your browser, asks for no email, and shows no rates or offers. Results are estimates to plan around, not advice.